If you happen to be in possession of a Renaissance painting which you know can fetch quite a sum, always make it a point to get it appraised and insured. This is so you can avoid having to deal with the loss of a prized possession. Insure you artwork for as much as you can afford. If it is stolen, you need to have enough settlement funds to bring in private detectives to try to find the thieves and recover the art.
As such, it is vital to be employing a reliable, qualified, and established art appraiser. This expert’s task would include providing you with a statement of value for your art investment and he can be your best friend if the worst should happen. Apart from that, maintain an inventory of your artwork including all the necessary documentation to back up any insurance claim you may file. Keep these copies along with the copy of your policy in a separate and safe location.
As an added precaution, conduct a regular review of your assets. Take note of what you have recently acquired or disposed of and then adjust the insurance amount accordingly. Those who maintain a primary residence and a vacation home at the same time would do well to spread artistic collections between both properties. If there are more than can be comfortably accommodated, allow the rest to adorn the walls of your office. Such a move will enable you to minimise the risk of all your art possessions being stolen from the same place and will lessen your chances of suffering huge financial setbacks.
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